Your home will be the largest asset that you own and it is important that you have the correct cover in place to protect it. Buildings cover is a compulsory requirement of a Mortgage Lender but you should also protect all of your possessions, not only in your home but also away from the home as well.
If you have a mortgage you have to have buildings insurance as part of the mortgage conditions, but it does not have to be with the mortgage lender. But what if your home were damaged by a fire or flood, or what if you were burgled, or maybe you had an accident at home and damaged your contents? What if you dropped a camera whilst on a day out or lost an item of jewellery whilst shopping in town. All of these occurrences could happen and do happen and they can all be covered for a relatively modest repayment.
We have access to some of the most well known insurance providers in this area and will discuss in detail with you all the types of products, the rates and exclusions that may apply. We are generally able to beat any like for like quote, unless of course there have been a high amount of claims or if the property has flooded badly.
We will happily search for the right policy to provide the most suitable cover.