Home and Building Insurance Gwynedd | Morgans Financial

Your home will be the largest asset that you own and it is important that you have the correct cover in place to protect it. Buildings cover is a compulsory requirement of a Mortgage Lender but you should also protect all of your possessions, not only in your home but also away from the home as well.

If you have a mortgage you have to have buildings insurance as part of the mortgage conditions, but it does not have to be with the mortgage lender. But what if your home were damaged by a fire or flood, or what if you were burgled, or maybe you had an accident at home and damaged your contents? What if you dropped a camera whilst on a day out or lost an item of jewellery whilst shopping in town. All of these occurrences could happen and do happen and they can all be covered for a relatively modest repayment.

We have access to some of the most well known insurance providers in this area and will discuss in detail with you all the types of products, the rates and exclusions that may apply. We are generally able to beat any like for like quote, unless of course there have been a high amount of claims or if the property has flooded badly.

We will happily search for the right policy to provide the most suitable cover.

Why Choose Us?

  • Morgan’s Financial Services are a trusted company that have been trading for 36 years with its practise principal Dave Morgan at the helm.
  • We are a local firm. By being local we believe that this gives you peace of mind that you can call in at any point if you have any queries and discuss it face to face rather than having to deal with a call centre.
  • Morgan’s Financial Services is regulated by Openwork. Openwork is one of the largest and longest-established financial advice networks in the UK and ensures that all of our recommendations are the best possible choice for you.

Frequently Asked Questions

A meeting with one of our fully qualified financial advisors will quickly provide you with a better idea of your affordability.
Our fee is £350.00 upon application of a mortgage following your free initial consultation where we will establish your affordability and find the right mortgage to fit you.
Mortgage applications vary case by case, but at Morgan’s Financial Services we will do everything in our power to ensure it is a smooth and swift process.
Ensuring you have adequate protection for your mortgage if the worst was to happen not only gives you peace of mind but also protects those that you would leave behind.
Following a meeting with our financial advisors we will be able to correctly inform you about whether you are eligible for equity release and refer you to the right people that will be able to guide you through the process.

Need more help? Speak to us on 01248 800400

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*Will writing is not part of the Openwork offering and is offered in our own right. Openwork Limited accept no responsibility for this aspect of our business.