Personal Pension Gwynedd | Private Pension Plan Conwy | Retirement Planning Anglesey

Pension Planning 

It’s important to plan ahead for you’re retirement. Here, we explain why pension planning is so important, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch. 

Pensions & Divorce 

With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement. 

The Value of Retirement Planning 

We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough. 

What is a Personal Pension? 

A personal pension may be suitable if your self-employed or and employee without a occupational pension.

How Personal Pensions work 

The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you convert the fund into a regular income payment, which is designed to replace some (or all) of your employment income. 

 

Martyn G Whittaker DipPFS

Financial Adviser
I specialise in providing advice and recommendations concerning Pension and Investment planning. This includes both personal and employer type arrangements which can involve inheritance tax planning. Having provided financial advice to clients for many years, I believe the most important part of our service is listening and delivering a straightforward explanation about how we might help.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Why Choose Us?

  • Morgan’s Financial Services are a trusted company that have been trading for 36 years with its practise principal Dave Morgan at the helm.
  • We are a local firm. By being local we believe that this gives you peace of mind that you can call in at any point if you have any queries and discuss it face to face rather than having to deal with a call centre.
  • Morgan’s Financial Services is regulated by Openwork. Openwork is one of the largest and longest-established financial advice networks in the UK and ensures that all of our recommendations are the best possible choice for you.

Frequently Asked Questions

A meeting with one of our fully qualified financial advisors will quickly provide you with a better idea of your affordability.
Our fee is £350.00 upon application of a mortgage following your free initial consultation where we will establish your affordability and find the right mortgage to fit you.
Mortgage applications vary case by case, but at Morgan’s Financial Services we will do everything in our power to ensure it is a smooth and swift process.
Ensuring you have adequate protection for your mortgage if the worst was to happen not only gives you peace of mind but also protects those that you would leave behind.
Following a meeting with our financial advisors we will be able to correctly inform you about whether you are eligible for equity release and refer you to the right people that will be able to guide you through the process.

Need more help? Speak to us on 01248 800400

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